Guiding Light

Products & Services

We are able to give advice on and provide solutions to a wide range of financial areas such as the following:

Business Planning

*Group Health Insurance

Group Income Protection

Company Pensions

Death In Service

Partnership Protection

Loan Protection

Shareholder Protection

Keyman Protection

Critical Illness Benefit

*Employee Benefit Packages

*Commercial Mortgages

*Semi-Commercial Mortgages

*Venture Capital

Investment Planning

ISAs & PEPs

Investment Bonds

Guaranteed Bonds

Offshore Bonds

Offshore Trusts

Friendly Societies

Regular Investments

Unit Trusts

*Commercial Property Developments

*Overseas Properties

VCTs & EISs

Tax-Efficient Investments

Emerging Markets

Tax Planning

*Inheritance Tax

*Corporation Tax

*Income Tax

*National Insurance

*Capital Gains Tax

Mortgages

First-Time Buyer

House Mover

Remortgages

Self-Cert Mortgages

Self-Employed Mortgages

*Buy-to-Let Mortgages

*Let-to-Buy Mortgages

Adverse Credit Mortgages

Shariah-Compliant Mortgages

Self-Build Mortgages

Cashback Mortgages

100% Mortgages

*Secured Loans

Retirement Planning

Maximising Tax-Free Cash

Equity Release

Income Drawdown

Phased Retirement

Purchase Life Annuities

Open Market Annuities

Impaired Life Annuities

Tax-Efficient Income

Specialist Advice For Large Funds Over Lifetime Limit

Pension Planning

Self-Invested Personal Pensions

Personal Pension Plans

Executive Pension Plans

Stakeholder Pension Plans

FSAVCs

Final Salary Pensions

Section 32 Buyout Bonds

Small Self-Administered Pension Schemes

Personal Protection

Private Medical Insurance

Income Protection

Life Assurance Protection

Critical Illness Protection

Mortgage & Loan Protection

Sickness, Accident & Unemployment Cover

Family Income Benefit

Estate Planning

*Wills

*Trusts

*IHT Planning

*IHT-Efficient Portfolios

*Gift Intervivos

* Not all forms of the products and services we offer are regulated by the FSA.

Past performance is not necessarily a guide to future returns and units can fall as well as rise.

Your home may be repossessed if you do not keep up repayments on your mortgage.